Texas Auto Home Insurance Archives - 9/2006
News, questions and answers about Texas automobile and home insurance. To have your question featured here, click here to submit your inquiry.
DISCOUNTS AND SURCHARGES
Tuesday September 19, 2006Most insureds are quite familiar with discounts on their auto insurance policies, however surcharges are a different story. You may receive a surcharge for a fault accident and if you are over 70 years old. Check your policy and visit
Auto Insurance for Seniors if your rate is increasing simply due to your increased age.
LOSS OF USE
Tuesday September 19, 2006Should you find yourself without your automobile due to a claim it is critical that you have rental reimbursement coverage. This coverage is available for up to 30 days and it is important to have limits of at least $30.00 a day. Search
Types of Auto Insurance Coverages for specifics.
DISCLOSURE
Monday September 18, 2006Houston Auto Insurance Quotes requires the consumer to be aware of certain pieces of information necessary in Finding the Best Car Insurance Rates. Always expect underwriting to verify your driving record, claim history and insurance financial score.
FOR FREE
Monday September 18, 2006Sometimes insurance agencies charge fees for writing and servicing policies. WWW.TDI.STATE.TX.US/CONSUMER is a great site to visit for details regarding regulations concerning fees. Consumers should always seek Free Auto Insurance Quotes.
YOUR PERSONAL GUIDE
Saturday September 16, 2006Our
New to Texas Insurance Guide will supply you with valuable information concerning Texas Laws and requirements. Your tips on finding
Low Cost Auto Insurance are available here as well.
NEW ARRIVAL
Friday September 15, 2006Houston Texas Auto Insurance Discounts require new residents to maintain some important documents upon arrival. If you have a international drivers license, request your driving record from your homeland before requesting coverage locally. Also acquire your past 3 years insurance history . This will save time and assist you in
Finding the Best Car Insurance Rates.
OTHER DRIVERS
Wednesday September 13, 2006When Shopping for Auto Insurance in Texas be sure to list all drivers in the household.
This will prevent late discovery by the insurance carrier resulting in a rate increase or worse denial of a claim.
EXTRA BAGGAGE
Wednesday September 13, 2006Questions arise frequently regarding when to delete an automobile not being driven.
Be certain you do not find your self with some liability exposure should the vehicle become involved in an accident during a trail drive while being shown for sale.
Finding the Best Car Insurance Rates is never more important than being covered.
MAKING CHANGES
Tuesday September 12, 2006Finding the Best Car Insurance Rates can be quite rewarding and we suggest you be diligent in your rate shopping.
One very important point to recognize in making a change of insurance carrier is you may owe your existing carrier additional premium if your effective date on your new policy is not immediate. Ask your existing insurer for the exact date your premium is paid to.
STOLEN ITEMS
Tuesday September 12, 2006We are approaching that time of the year when thieves break into Houston autos expecting to find items of value purchased as gifts. Be sure to review our segment Types of Auto Insurance Coverage to be certain your auto is covered against theft and vandalism, however the items inside will be addressed by your home insurance coverage.
COMPARING RATES
Tuesday September 5, 2006Sometimes locating
Low Cost Auto Insurance is not a viable alternative. Contact a professional for clear explanations before changing carriers.
SENIOR MOMENTS
Tuesday September 5, 2006Auto Insurance for Senior Drivers poses numerous questions that require answers from a caring agent or customer service representative.
One important question involves whether an incident should be reported as a claim or not. Call your agent first, informing the agency that this call is for information only.
SAVE MORE
Monday September 4, 2006Just a reminder, while
Finding the Best Car Insurance Rates young drivers must be certain to obtain all the available discounts. See
Texas Auto Insurance Discounts Part 2 for more help.
DRIVING WITHOUT
Monday September 4, 2006We have mentioned the uninsured motorist issue before in our articles.
The matter is so critical in Texas we find it necessary to point out again 2 out of every 10 vehicles are uninsured. The Texas Motor Vehicle Department has planned a crackdown for 2007. The system will allow immediate verification of liability insurance on all vehicles.
Act now by obeying Texas law and complying with the insurance requirement. Check out Houston, Texas Auto insurance quotes for more information.