Texas Automobile Insurance Verification System
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Up until recently, the Texas Financial Responsibility Department has never authorized law enforcement to verify automobile insurance immediately at a traffic stop. Many motorists, desiring to take ethical shortcuts around the law, have taken advantage of this and created false automobile insurance cards. These cards appear authentic, and without any way of verifying authenticity, in most cases help people avoid being cited for failure to prove insurance. This is no longer the case, however. With the new Texas automobile insurance verification system that will soon go into effect, law enforcement officials will be able to immediately tell if a person’s insurance card is genuine, and if that person is covered according to the stipulations of the law.
This new program is called “Texas Sure.” It is a combined effort on the part of the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Transportation, and the Texas Department of Information Resources. The new Texas automobile insurance verification system will allow the officer to access vital insurance facts about a vehicle’s current liability insurance status in a matter of seconds.
Presently statistics show that between 2 - 3 vehicles out of 10 on Texas Highways are operating without liability insurance. Texas Auto Home Insurance believes these figures are heavily weighted by records based on the number of uninsured motorists involved in motor vehicle accidents with insured motorists. Texas Auto Home Insurance suggests that this number would actually be as many as 3 - 4 vehicles out of 10 if statistics included all vehicles regardless of auto accidents and traffic stops.
If you are presently insured on all of your vehicles operating on Texas roadways, Texas Auto Home Insurance congratulates you and offers this advice to assure that you are in complete compliance with the new Texas automobile insurance verification system. Call your insurance carrier and confirm that the Vehicle Identification Number of your vehicle is the same as the number on your Insurance Identification Card. Also, confirm the carrier has increased the liability limits on your policy to 25/50/25 from the prior minimum of 20/40/15.
EVEN IF THE CARRIER HAS NEGLECTED TO DO THIS, YOU ARE THE ONE ULTIMATELY HELD LIABILITY IN THE EVENT YOU ARE STOPPED.
If you happen to be among the 20 to 35 percent of Texas motorists driving without liability insurance, do not panic and do not try to falsify information that Texas’s new auto insurance verification system is sure to detect. Call Texas Auto Home Insurance for a completely confidential, free, and no obligation consultation. We will show you what you need to do to comply with the new insurance laws at the lowest possible premium pay out and the knowledge that you have legitimate and sufficient coverage.
While we do not know when the Texas Sure program will go into effect, this much is certain: when it occurs you will be at the mercy of the court if you are cited for noncompliance and falsification of documents. There will be some insurance suppliers who will then offer you coverage at a rate that will not offer you the greatest premium reductions. Seek coverage now, call or email Texas Auto Home Insurance if you have questions.
If you desire to activate an automobile liability policy at once, ask us about the discount you can receive if you had no need for liability insurance over the past 6 months.
Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. We have excellent rates on all lines of insurance, including motorcycle, boat/ATV, commercial vehicle insurance, commercial property and general liability insurance for businesses and contractors, car insurance, mobile home insurance, renters insurance, and homeowner insurance. Click here to see if you qualify for any possible auto insurance discounts in Houston, TX, Austin, Texas, Dallas, TX, Fort Worth, Texas, San Antonio, TX, Santa Fe, Texas, South Bell, TX, Pearsall, Texas, Nacogdoches, TX, Live Oak, Texas, La Rue-Poynor, Tx, Jasper, Texas, Ingleside, Tx, Henderson, Texas, Lancaster, Tx, Lackland AFB, Texas, Fabens, Tx, Grapevine, Texas, Frisco, Tx, Homestead Meadows South, Texas.
You can also call 1-866-663-5262 toll free and speak with an agent familiar with your specific city or region of Texas. He or she can answer any questions you may have about your current insurance policy, or special coverage options you may need for your personal vehicle, home, or commercial coverage.
