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Sunday, December 21, 2008

 

Texas Contractor Insurance

Texas contractor insurance protects billions of dollars in property and annual salary. It covers everything from floor repair in the smallest condominium to the buidling of multi-million dollar buildings.

The diversity you find in policy type and coverage options can be overwhelming to any business owner. Unless you have studied the complexities of insurance law in detail, it is paramount to work with an experienced Texas commercial insurance agency that knows the dynamics of Texas. Thorough knowledge of this kind is a necessity when it comes to making sure that the policy fits the business model and industry of the contractor who needs protection from liability, loss, and possible damages.

Texas contractor insurance can be grouped into one of three categories:
Commercial Auto Insurance
General Liability Insurance
Workers' Compensation Insurance

Texas Auto Home Insurance shows the business owner which category of coverage will best insure his or her business. Our agents will customize essential coverage items in order to meet the needs of the Texas contractor and still maintain the integrity of the insurance policy. We work only through A+ rated carriers to make certain that we give our clients the very best Texas contractor insurance policies and rates. We are also careful to never over-insure the contractor.

Our research methods are unsurpassed. We have spent many years studying in detail the many kinds of jobs that are performed by Texas contractors. Insurance has to often cover more than one type of service to truly protect an organization. For instance, many roofing contractors also perform fence repair. Many flooring contractors install drywall and provide painting services as well. Properly classifying the business type and the details of each service performed is vital to the proper underwriting of affordable, dependable Texas contractor insurance.

Sometims service professionals only require coverage on their commercial vehicles because they subcontract under a general contractor who has already been insured by a general liability insurance policy that includes all subcontracted entities. This insurance, however, does not cover the vehicles owned by the subcontractor. They will need to be covered under their own insurance policies.

TAHI has some of the most excellent rates in the state on commercial vehicle insurance for Texas contractors, service professionals, and construction specialists. Consider the following: we are often able to provide $1,000,000 in single limit liability for less than $700.00 for the entire year through A+ rated carriers.

We can also insure other forms of vehicles at the line-item level when we write a Texas contractor insurance policy. We can indemnify the service trailers of landscaping contractors, equipment that is hauled on these trailers, and also cover liability if debris or equipment falls from a trailer. Construction contractors can obtain insurance for dump trucks, and flooring repair operations can insure vans and tools through Texas Auto Home Insurance.

Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. We have excellent rates on all lines of insurance, including Texas motorcycle insurance, Texas business insurance, Texas renters insurance, and Texas home insurance. Click here to see if you qualify for any possible Texas contractor insurance discounts in Houston, TX, Austin, Texas, Dallas, TX, Fort Worth, Texas, San Antonio, TX, Gatesville, TX, Jacksonville, Texas, Northwest Bell, TX, Rosenberg, Texas, South Houston, TX, Webb, Texas, and West Tom Green, TX.

You can also call 1-866-663-5262 toll free and speak with an agent familiar with your specific city or region of Texas now.

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8303 S.W. Freeway, Suite 225, Houston, TX 77074   ph: 1-866-663-5262