Texas Auto Insurance; Texas Home Insurance

Texas Auto Home Insurance understands how important it is to understand the exclusions on your Commercial Property Insurance policy. Exclusions always subtract coverage from the policy. If you do not familiarize yourself with these exclusions by having an agent go over them with you, you may wind up facing an uninsured loss in the future.

Knowing in detail what your commercial insurance policy covers and what it does not cover is the first step to safeguarding the financial future of your organization. Examples of such exclusions on the Special Form Policy include flood, war, wear and tear, nuclear accidents, terrorism, pests, and vermin.

It is also important that you talk with an agent who can show you how to add coverage to your Texas Commercial Property Insurance policy. Adding coverage to the policy is called amending, or endorsing, the policy.

Any Texas Commercial Property Insurance policy can include one or all of the following endorsements:

1. Business Interruption Coverage: This endorsement agrees to pay you an estimated income from a covered loss that prevents you from operating your business. We strongly urge you to amend whatever policy your currently hold with business interruption coverage.
2. Extra Expense Coverage: This endorsement pays the cost of resuming regular business operations after recovering from your covered loss.
3. Newly Constructed or Acquired Building Coverage: This endorsement adds insurance to a new building without having to notify the insurance carrier of the amendment.

Texas Auto Home Insurance helps you understand what coverage your business actually needs in order to help you start saving on your Commercial Property Insurance premium. There is never any type of “pressure sale” from our staff to change to us, but for those who do make the change, over 60% of all businesses end up saving considerable amounts of money on their commercial property insurance policies.

Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. We have excellent rates on all lines of insurance, including motorcycle, boat/ATV, commercial vehicle insurance, commercial property and general liability insurance for businesses and contractors, car insurance, mobile home insurance, renters insurance, and homeowner insurance. Click here to see if you qualify for any possible commercial property insurance discounts in Houston, TX, Austin, Texas, Dallas, TX, Fort Worth, Texas, San Antonio, TX, Addison, TX, Leon Valley, Texas, Mexia, Tx, Northeast Harris, Texas, Pharr, Tx, Pampa, Texas, Trophy Club, Tx, Sulphur Springs, Texas, Richmond, Tx, Navasota, Texas, Raymondville, Tx, Seagoville, Texas, Tomball, Tx, San Elizario, Texas, and Rockport, Tx, to name only a few.

You can also call 1-866-663-5262 toll free and speak with an agent familiar with your specific city or region of Texas. He or she can answer any questions you may have about your current insurance policy, or special coverage options you may need for your personal vehicle, home, or commercial coverage.

Labels: amendments, basic form coverage, broad form coverage, commercial property exclusions, commercial property insurance endorsements, special form coverage, Texas Commercial Property Insurance