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Get a free quoteDEDUCTIBLES


Deductible can be a confusing term in insurance vernacular. Customers sometime believe the deductible applies to every insurance coverage.  Thankfully, this is not so. Regarding the Texas personal auto policy, the deductible only applies to physical damage coverage, collision and comprehensive. Choosing the types of auto coverage that is best for you means selecting the proper deductible. Since the 500.00 deductible is the standard today, any lower deductible will raise your premium. Also remember a higher deductible, if you can afford it will lower your premium.

 

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