USING PERSONAL AUTOS IN BUSINESS

There has always been a thin and wavy line determining whether Texas autos driven for business on a part time basis should be classed as commercial vehicles or personal vehicles.

Many factors come in to play here starting with how the vehicle is titled, for example if it is titled in the name of a business, it will be virtually impossible to classify  it primarily for personal use. There are so many other issues here that involve different insurers underwriting guidelines, meaning one insurer's business classification rules may qualify as personal with another carrier, certainly call your agent to be very clear on this issue.